Blue from American Express

American Express® Blue Credit Card

Membership Rewards Express^SM program
0% APR for up to 15 months
No Annual Fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

The following are not eligible to earn Membership Rewards pointswith the American Express® Blue Credit Card: Savings, Cash Advance Services, Balance Transfers, Privileged Assets, Express Cash, American Express® Travelers Cheques and Gift Cheques, Cash Advances: fees and interest; charges for dishonored checks, finance charges, including Line of Credit finance charges, delinquency charges, bulk purchase of wireless time, Membership Rewards Options program migration fees, Card account annual fees, and fees for enrollment-based Card services. Terms and Conditions for the Membership Rewards program apply. You can also find additional terms linked to the application.

The American Express Blue Credit Card is indeed a fine selection for those seeking to gain a credit card with a good number of cardholder benefits. To apply or get more information on American Express Blue, simply click the apply button above. This will transfer to the American Express website where you can also complete an application.

More Information:

According to the American Express® Blue Credit Card website, the American Express® Blue Credit Card is stylish, graceful, and smart. This comes as no surprise as the American Express® Blue Credit Card has always been at the top when it comes to innovation. Simply put, it is no ordinary credit card in your wallet when you carry Blue from American Express®. With the American Express® Blue Credit Card you get a low APR with no annual fee with the welcomed flexibility to pay over time. Your benefits with the American Express® Blue Credit Card don't stop there. You can also expect top notch Customer Service.

Manage your account online is a snap with the American Express® Blue Credit Card. It is simple to view up-to-date billing information including payments made online and transaction charges 24/7. You can also receive automatic e-mail account alerts with your American Express Blue Credit Card. These alerts are offered to help you keep track of your account activity. The automatic e-mail updates help you avoid late payments, keep tabs of your credit line, and more.

Your Year-End Summary is also available online. The Year-End Summary of charges provides one with 24-hour access to an entire year's worth of account information on your American Express Blue Credit Card. The useful and flexible features make organizing your personal expenses a breeze. You can even download a summary to print out. The Year-End Summary is a valuable tool for tax preparation and budget planning.

The American Express Blue Credit Card also features dedicated customer service. Around the clock, 24/7 they are there for you. Simply call the number on the back of your American Express Blue Credit Card should you require assistance.

American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.

The American Express Blue Credit Card also features a fee-free rewards program.You can easily earn points toward fantastic rewards from the places you like to buy from. Earning one point for virtually every dollar you charge with the American Express Blue Credit Card is easy. You can also enroll in American Express Membership Rewards Options program on the American Express website.

ExpressPay is also an exciting payment service you can access with your American Express Blue Credit Card account. ExpressPay makes it super easy to pay for all those everyday quick charges with a simple swipe. This feature of the American Express Blue Credit Card allows you make purchases without having to swipe your card. All one has to do is hold Blue up to the reader at the checkout and then go about your business without having to produce the card and risk giving any details away. This process is already set up at thousands of locations nationwide. You can visit www.americanexpress.com/expresspay for more information.

Company Information:

American Express was founded in 1850, in Buffalo, New York, by Henry Wells, William Fargo, and John Butterfield as an express business. In 1882, American Express launched its money order business to compete with the US Post Office's money orders. This product quickly spread to Europe where no such financial product existed.

Sometime between 1888 and 1890, J.C. Fargo took a trip to Europe and returned frustrated and infuriated. Despite the fact that he was president of American Express and that he carried with him traditional letters of credit, he found it difficult to obtain cash anywhere except in major cities. Mr. Fargo went to Marcellus Flemming Berry and asked him to create a better solution than the traditional letter of credit. Mr. Berry created the American Express Travelers Cheque which was launched in 1891 in denominations of $10, $20, $50, and $100.

The travelers cheque established American Express as a truly international company and in 1915 they announced the establishment of a travel department and soon established its first travel agencies. This was not the firm's first foray into this field, however. In 1914, at the outbreak of the First World War, American Express offices in Europe were among the few companies to honor the letters of credit (issued by various banks) held by Americans in Europe, despite other financial institutions having refused to assist these stranded travellers.

American Express executives discussed the possibility of launching a travel charge card as early as 1946, but it was not until Diners Club launched their own card in March 1950 that American Express began to seriously consider the possibility. At the end of 1957 American Express CEO Ralph Reed decided to get into the card business, and by the launch date of October 1, 1958 public interest had become so significant that they actually issued 250,000 cards prior to the official launch date. The card was launched with an annual fee of $6, $1 higher than Diners Club, to be seen as a premium product. The first cards were paper, with the account number and cardmember's name typed. It was not until 1959 that American Express began issuing embossed ISO 7810 plastic cards, an industry first.

In 1966 American Express introduced the Gold Card and in 1984 the Platinum Card, clearly defining different market segments within its own business, a practice that has proliferated across a broad array of industries. The Platinum Card was billed as super-exclusive and had a $250 annual fee (it is currently $450). It was offered by invitation only to American Express customers with at least 2 years of tenure, significant spending, and excellent payment history.

In 1987, American Express introduced the Optima card, their first credit card product. Previously, all American Express cards had to be paid in full each month, but Optima allowed customers to carry a balance (as does the Gold card, for qualifying purchases over $200), which is now commonplace among most American Express cards (with the exception of the traditional green, platinum, and Centurion cards, which remain charge cards). Although Optima is no longer heavily promoted, an upgraded Optima Platinum is still available on the American Express website.

In 1994, the Optima True Grace card was introduced. The card was unique in that it offered a grace period on all purchases whether a balance was carried on the card or not (as opposed to traditional revolving credit cards which charge interest on new purchases if so much as $1 was carried over.) The card was discontinued a few years later; however, the currently-available One from American Express card offers a similar feature called "Interest Protection".

In 1999 American Express introduced the Centurion Card or "black card" catering to an even more affluent and elite customer segment and is made of titanium. It charged a $1,000 annual fee at the time of its introduction, and offered (and continues to offer) a variety of exclusive benefits. There have always been rumors of a super-exclusive card that gives American Express' richest and most powerful customers special perks. It was this rumor that sparked the launch of Centurion.

Also in 1999, the company introduced Blue from American Express, which quickly became a popular card among young adults. Based on a successful product for the European market, Blue had no annual fee, a rewards program, and a multi-functional onboard chip. A cashback version, "Blue Cash", quickly followed.

American Express also launched an exclusive agreement with Costco in 1999, replacing an earlier agreement with Morgan Stanley-owned Discover Card. Under the agreement, American Express cards replaced Discover as the only credit/charge card accepted at the warehouse club in the US, and American Express became the first and only credit/charge card accepted at Costco's locations outside the US. To introduce Costco members to American Express, a no-annual-fee co-branded cashback credit card was also introduced. The agreement was highly successful and was renewed in 2004 for an additional 10 years.

Feel free to apply for an American Express Blue Card above by simply hitting the "Apply Now" button if desired. Please read terms and conditions.

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