MERRILL+® Credit Card

merrill + plus credit card

 

 

MERRILL+® Credit Card



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Merrill Lynch & Co., Inc., through its subsidiaries and affiliates, provides capital markets services, investment banking and advisory services, wealth management, asset management, insurance, banking and related products and services on a global basis. The firm's global headquarters are located in New York City and it is one of the most recognizable names in financial services. The company occupies the entire 34 stories of the Four World Financial Center building in Manhattan.

 

The company was founded on January 6, 1914, when Charles E. Merrill & Co. opened for business at 7 Wall Street in New York City. A few months later, Merrill's friend, Edmund C. Lynch, joined him and in 1915 the name was officially changed to Merrill Lynch & Co. In 1916, Winthrop H. Smith joined the firm. He ran the firm from 1940 until his death in 1961 and the partnership honored his leadership by placing his name on the firm: Merrill Lynch, Pierce, Fenner & Smith, Inc in 1958.

Merrill Lynch rose to prominence on the strength of its brokerage network (15,000+ as of 2006), sometimes referred to as the "thundering herd," that allowed it to place securities it underwrote directly.[2] In contrast, many established Wall Street firms, such as Morgan Stanley, relied on selling groups of independent brokers for placement of the securities they underwrote. Until as late as 1970, it was known as the "Catholic" firm of Wall Street.The firm went public in 1971 and has since become a multinational corporation with over US $1.8 trillion in client assets operating in more than 40 countries around the world. In 1978, it significantly buttressed its securities underwriting business by acquiring White Weld & Co., a small but prestigious old-line investment bank. Merrill Lynch is best known for its Global Private Client services and its strong sales force.

 

Here is some information from the providers as to important information and the most common questions concerning this card and please do note that we strive to keep this information up to date but as it is from another source it is recommended that one visit https://www.card.ml.com/MLRewardsCenter/View-Cards/MERRILL-Plus/ML-Cards-Merrill-Plus-FAQs.htm to be certain the information you have is up to date:

 

(Last Update June 19, 2007)

Application Process

Do you have to be a Merrill Lynch client to apply for the MERRILL+ Card?

No. Unlike the Signature Rewards Card, MERRILL+ is offered independently from a Merrill Lynch account.

How long will it take me to receive the MERRILL+ card once I'm approved?

You should expect to receive your card within 7 to 10 business days following credit approval.

 

Product Details

Is the Annual Percentage Rate (APR) for the MERRILL+ card a low rate?

Yes. The MERRILL+ card carries a low APR of 9.99% and offers an even lower introductory fixed APR of 1.9% on balance transfers and cash advance checks for the first 12 billing cycles. This means that MERRILL+ can continue to offer one of the most competitive rates of any credit card.

Can I withdraw cash from ATMs using the MERRILL+ card?

Yes. You can use your assigned PIN (Personal Identification Number) to make withdrawals. This is considered a cash advance and is subject to a 3% (minimum $10) transaction fee and the card's prevailing interest rate.

How do I report a lost or stolen card?

Call (877) 4ML-CREDIT to get information on your MERRILL+ Visa Credit Card account including payments and charges, report lost or stolen cards, transfer a balance or request a credit line increase.

Benefits and Rewards

Can I get information on Benefits and Rewards?

For the +Benefits Center, Rewards Center or for Merrill Lynch Concierge, call (800) 782-8388, for:

  • Credit Card Servicing
  • Benefits Call Center
  • Concierge Services
  • Redeem Points to Book Travel
  • Redeem Points for Merchandise or Gift Certificates

For details relating to +Benefits, please see the Card Details.
 

How do I qualify for MERRILL+ Benefits?

Benefits are automatic for all MERRILL+ cardholders. They increase in value the more you spend.

How do I qualify for MERRILL+ Rewards?

The MERRILL+ Rewards program works on the basis of 1 point for every $1 spent on your MERRILL+ Card. You can start redeeming with as few as 3,000 points.

Who can redeem my Merrill Points?

Primary cardholders and authorized users may redeem Merrill Points.

In what hours can I redeem my points for travel?

Travel agents are available 6 days a week from 7 AM - 9 PM, Monday through Friday CST and 8 AM - 5 PM, Saturday CST.

Can I combine points from other programs?

MERRILL+ points cannot be combined with other rewards programs. However, if you have both a MERRILL+ and Visa Signature card, you may combine your points between these two programs. Speak to a service associate for more details.

What can Merrill Lynch Concierge help me with?

The Merrill Lynch Concierge is your very own personal assistance service and it’s FREE. Whatever you want, whenever you need it—whether it’s dinner reservations or help getting an extra special gift—Merrill Lynch Concierge is standing by ready to arrange your request.

For example, Merrill Lynch Concierge can:

  • Suggest the perfect dining venue and make reservations
  • Send creative gift baskets and flowers
  • Help you find local activities and events when you travel
  • Get concert, sport and theater tickets
  • Coordinate a weekend getaway for two
  • Suggest, select and purchase unique gifts for any occasion
  • Arrange spa appointments or golf tee times
  • Provide referrals for home maintenance

Source: https://www.card.ml.com/MLRewardsCenter/View-Cards/MERRILL-Plus/ML-Cards-Merrill-Plus-FAQs.htm




This credit card offer from Merrill® is in partnership with FIA Card Services, N.A.


 


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