Capital One® Platinum Max(SM)
Capital One® Platinum Max(SM) Credit Card
Our Review:
According to the Capital One website, their Platinum Max(SM) Card is
"right for people with excellent credit interested in getting a great
rate that they can count on". I agree with this statement as the Capital
One Platinum Max Card appears to actually be one of the better cards
currently out there on the market. In order to qualify for this credit
card, you must of had another loan or credit card for at least five
years. You must currently have a credit card with a credit limit greater
than $10,000 and never of been more than 60 days late on any payments of
card bills, medical expenses, or loan payments. Also, you must of never
have of declared bankruptcy to qualify for this credit card. In short,
The Capital One Platinum Max is not an easy credit card to be approved
for.
Currently the card features a very low 9.9% APR on purchases and
balance transfers. This is guaranteed for 3 years and your APR will not
increase just because you make a late payment or go over your credit
limit. There are no annual membership or balance transfer fees
associated with the card. This is in itself a very important and rare
feature on any platinum class credit card. The card is a great money
saver for folks who like to travel abroad. There are no additional fees
on purchases made outside the U.S.A.
Another group of excellent benefits is the exclusive special savings
you can enjoy with the use of your card. It is a snap to easily save up
to 40% on featured deals and 10% on everything else at Capital One
Saving Zone on Yahoo! Shopping. At this exclusive website, cardholders
can enjoy huge savings on thousands of brand name items. The store
features various types of goods including Bed & Bath, Women's
Accessories, Home Furnishings, Jewelry, and Kitchen Appliances.
At the time this review was written, the Annual Percentage Rate (APR)
was 9.9% at the purchase rate and balance transfer rate. There are no
balance transfer fees on this card at the time this review was written
as well. The card offers a credit limit up to $20,000.00 (min $2,000).
One can also expect to receive the best of other platinum card services
as well like extended warranty protection for goods bought, accident and
travel insurance, as well as 24/7 roadside assistance. Also remember at
the present time the card also features no membership of annual fee. If
you ever have any questions of concerns with your card you can also
simply just call the number located on the back of the credit card for
quick and easy help from a professional staff of caring and helpful
people 24/7.
If you wish to read more information about this credit card or apply
online, simply select the "Apply Now" button located in the upper right
of this page.
Please note that this review was accurate at the time of
publication. Please make certain that any claims covered are current on
the provider's website before applying.